Shell out with Alipay – About internet payment

alipay walletAlipay is definitely a China-based mostly online payment system related to PayPal. Alipay can also be used to pay by mobile phone. We will explain how payment works with Alipay and what else you must know about the payment service provider.

Alipay was founded in 2004 and is certainly a well-regarded mainly in China online payment service , which can be utilized in some German stores already. Alipay usually meets German customers when buying online in China, for example at Alibaba. More than half a million customers previously trust the Chinese payment service and task their payments with Alipay.

To look in Chinese shops, no Alipay accounts is necessary. Most online shops accept payment via PayPal or credit card. However, for anyone who is frequently on the highway in China and even possess a Chinese accounts, the use of Alipay (also mobile) is interesting, because it is now also being among the most popular payment strategies in China beyond the Internet.

What’s Alipay?

Alipay is an online payment support and works much like PayPal. You can hook up your credit cards with the Alipay program and then no longer have to enter credit card information to give in the shop. The payment is certainly via Alipay.

How does Alipay work?

Assuming you have logged into your Alipay bill, you can view the last transactions here.

Alipay includes a fixed accounts limit at the start of use . As a way to pay higher quantities, you will need to recognize yourself. All that’s necessary photos of leading and back of your ID cards to end up being uploaded with alipay recharge . Within 7-10 days the bank account will be verified and unlocked for higher amounts.

Charge Alipay bank account via credit card

To pay for via Alipay, you need to use a credit card or debit card. Alipay accepts Visa and Mastercard. To include a map, hover over “Settings” and then choose “Manage your cards” . Here you can then enter your credit card specifics by simply clicking “Add cards” and connecting your Alipay accounts to the cards.

Also, prepaid credit cards can be used in Alipay. So you are – despite excessive security standards – generally on the safe side.

However, the repayment is often deducted directly from the card. A charge of Alipay profile , equivalent to PayPal, isn’t possible. This characteristic was abolished in 2016 and equilibrium credits changed into AliExpress.

You can associate up to five credit cards together with your account. To remove a card, click on it in the overview and choose “Remove” .

Use Alipay profile without a credit card

Contactless repayment by mobile phone

Via the application of Alipay likewise the contactless payment by cellular phone can be done. The app is currently unavailable in German, but only in Mandarin (Chinese) .

However, when you have sufficient language abilities, you can pay via Alipay at participating outlets, in taxis or in the cafe by cellular phone. In China, all this is already prevalent today, in other places, the number of participating stores is still limited.

When paying, you merely need to log into your Alipay bill and also have the barcode scanned . Then simply confirm the displayed amount and it will be deducted from your own Alipay account.

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